Brian Gibbs is a San Diego entrepreneur who leads Heritage Retirement Advisors, Inc., and provides knowledgeable advice on life transitions. He focuses on tax-advantaged asset allocation strategies that mitigate life and health risks, and hedge against inflation. Working with San Diego individual and business clients of high net worth, Brian Gibbs emphasizes a comprehensive and holistic portfolio approach. He excels in “personal pension” strategies that make use of insurance industry offerings in delivering dependable income streams across a lifetime.

Beyond holding Life and Health Insurance Professional qualifications, Mr. Gibbs is a Retirement Income Certified Professional (RICP®) and has been a licensed Real Estate Agent and Certified Mortgage Planning Specialist (CMPS). He has assisted numerous clients in securing financing for real estate holdings, and helps create estate plans, which are ratified and prepared by attorneys- that help efficiently transfer assets through the generations. He also designs charitable trust applications for highly appreciated assets to reduce taxes and to provide steady income for the lifetime of the contributor and extended family, while meeting current and future tax and charitable gifting goals.

Mr. Gibbs grew up highly involved in the Boy Scouts and became an Eagle Scout with Silver Palm in his mid-teens. Excelling at four sports as a high school letterman, he placed fourth in state and first in district as an Idaho wrestler. He subsequently attended Ricks College in Rexburg and took on activities chairman responsibilities with the student body. He completed his BS in financial and estate planning at Brigham Young University, where he also received the Robert L. Ward 'Outstanding Financial Planner' award.